Summer time means attractive nuisances...
Posted: August 30, 2012
Does your insurance policy cover if a child were to wander in your yard and get injured from playing with yard tools or swimming in your pool? Did you know you are still liable even if you were not home when this occurred? It is important to know that your home insurance liability will cover hospital bills and court cost in the case that someone is injured...
Hey Long Island Drivers, Do You Know Why Teens Crash?
Posted: August 29, 2012
As we all have been told before, teens are more likely to have an accident than more experienced drivers. It's even reflected in state laws that restrict their driving privileges...and their higher insurance rates. The journal Accident Analysis and Prevention published an article in 2011 that was performed by Children's Hospital of Philadelphia and State Farm. This article compared and contrasted 800 vehicle accidents caused...
Is Flood Insurance Important?
Posted: August 28, 2012
Is flood insurance a necessity? Take a look in the closest mirror and ask the person you see if he or she is the owner of property that could be damaged or destroyed by something as "everyday" as water. If the answer is yes, then you should seriously consider buying flood insurance. Some who need the protection buy coverage offered by the National Flood Insurance Program (NFIP). However, if...
4 Ways to protect your vehicle from theft...
Posted: August 27, 2012
In addition to threatening your personal safety, excessive vehicle theft in your neighborhood is just another factor taken into consideration when your insurance company sets you auto insurance rates for comprehensive coverage (which covers vehicle theft). The National Insurance Crime Bureau, or NICB, recommends four procedures of protection from auto theft. Use common sense. Never leave your keys in the ignition when the car in unattended....
Gravitating towards water
Posted: August 24, 2012
Growing up on Long Island, it's in most people's nature to gravitate towards water, whether it's going to the beach for the day or buying a shore front home. But as many of us "Long Islanders" know, living by the water can be just as stressful as it is peaceful; especially when it comes to what kind of water damage is covered under your insurance policy....