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Archives: January 2013

Dining behind the wheel is just as big of a distraction problem

Distractions while driving are one of the main causes of car accidents. There is an even bigger problem behind the wheel than just conversing and texting on cell phones and that is eating and drinking. According to a study, 80% of all car accidents and 65% of "close calls" are caused by distracted drivers who are more focused on their fast food burger rather than...

Are you familiar with Wedding Insurance?

A wedding is one of the most important and personal events of a couples lifetime, as well as one of the most expensive. The average couple spends around $30,000 or more. It takes time, money and sacrifice to set up the wedding of your dreams and wedding insurance has become a necessary component in providing protection of a couple's investment from circumstances beyond their control....

VRP wants to discuss Workers Compensation Coverage

One of the most common places where injuries occur is at a workplace. The Workers Compensation And Employers Liability Insurance Policy is used to provide insurance coverage for a company's liability under a Workers Compensation Act. The policy protects both the employee and employer. It is designed to ensure that employee's medical expenses and disabilities are covered, as well as any legal representation that arise...

Drive Other Car Coverage - part 2

Wouldn't you like vehicle protection that is flexible at meeting a variety of your needs? If so, it may be a smart idea to purchase additional Drive Other Car coverage.  This protection allows for an extension of liability coverage to non-owned or hired vehicles. Every household individual must be listed in order for this coverage extension to apply to all members of household.  Once the...

VRP would like to discuss drive other car coverage-part 1

Some households face special coverage concerns because of they use vehicles that are either supplied or owned by a business. Another situation is that individuals are using vehicles that are either rented (hired) or borrowed (non-owned). In such circumstances, vehicles need to be handled under a commercial policy.  Individuals or families experiencing this situation may face several coverage gaps. · A basic business auto policy...