Premier Protection for Your Most Valuable Asset on the Water

Yacht ownership in Center Moriches reflects a distinct lifestyle—one that calls for more than standard coverage. Whether you’re moored in Moriches Bay or setting course for Nantucket, your yacht deserves insurance that meets the highest standards of protection and service.

Sophisticated Coverage for Discerning Yacht Owners

At VRP Insurance Agency, we specialize in high-value yacht insurance policies designed around your vessel’s specifications and your personal cruising preferences. As seasoned brokers serving Center Moriches and the East End, we deliver a level of service and insight that national carriers simply can’t match.

Why Yacht Owners Choose VRP:

Custom Policy Design: Your yacht’s value, onboard equipment, crew, and navigation plans all factor into a tailored insurance plan.
Worldwide Navigation Options: Coverage available for coastal and international waters, with flexible navigation limits.
Liability and Crew Protection: Including Jones Act, paid crew liability, and charter coverage options.
Agreed Value Coverage: Ensures no depreciation in the event of a total loss.
Expedited Claims Service: Direct support from local specialists who understand marine losses and high-net-worth client expectations.

Coverage Options May Include:

Hull & machinery coverage with agreed value protection
Personal effects and tenders
Mechanical breakdown and salvage
Environmental liability and wreck removal
Hurricane haul-out and named storm protection

FAQs

Do I need specialized yacht insurance if I already have boat insurance?
Yes. Standard boat insurance often doesn’t cover high-value yachts or address complex liabilities associated with larger vessels and crewed operation.

What documents are needed to start a yacht policy?
A marine survey (within 3 years), navigation plans, crew details (if applicable), and vessel specs are standard.

Can I insure my yacht if I plan to charter it out occasionally?
Yes. Let us know your charter plans and we can structure coverage accordingly.

Proudly Serving Center Moriches Yacht Owners

VRP is the trusted yacht insurance broker for owners in Center Moriches, East Moriches, and throughout the Hamptons. Whether your vessel is docked locally or travels up and down the coast, our policies are built to follow you.