Have you ever considered purchasing a home generator?

Many times during storms, extreme heat, or a natural catastrophe, unfortunately we experience the loss of electrical power. Many of you can agree that power outages are an extreme nuisance. Extended periods of power loss can be a serious issue, as they can cause problems such as loss of perishable items, damage to property that is vulnerable to extreme temperatures and personal endangerments caused by...

Do you have a personal emergency preparedness plan (PEP)?

Courtesy American Red Cross, 25 May. 2011. Are you aware of the headlines and reports after the event of a natural disaster or large accident? During these situations, there are always reports of people at lost for what to do and in search for any help they can get. Very often, there is little an individual can do to control these types of situations. For...

VRP Insurance Wants To Discuss Flooding

Natural catastrophes that occur on massive scales are beyond the abilities of regular insurance companies. Flooding is one catastrophic event that we face. Floods tend to occur on a large scale.  During a single occurrence it often causes damage to not only one, but hundreds or even thousands of homes. Flood coverage for homes and businesses are available under the umbrella of the Department of...

VRP Insurance Wants To Discuss Underinsured Homes

The biggest advantage that most people own is their residence.  For the most part, homeowners are aware that their home could be damaged or destroyed from a number of causes. Homes have been demolished by catastrophic floods, fires and winds in most recent years, and because the chances may be possible, almost all property owners buy insurance to protect their home against certain types of...

Helpful clean up advise for our marinas

  Helpful clean-up advise. Understandably Marina owners are eager to clean up, but it's critical to do so in a way that doesn't have you assume the liability for a customer's boat. 1. First, notify the boat owner’s who's boats have been damaged to notify their insurance carriers and have them contact the facility to make arrangements ASAP. 2. The facility should wait until they...