Vincent R. Pesce, the founder of VRP Insurance Agency has been in the Insurance Industry since 1990. His career began as a Life Insurance Agent with New York Life but transitioned into Property and Casualty in 1994. In 1998 Mr. Pesce established the primary location of VRP Insurance Agency in Holbrook, NY.
VRP Insurance Agency is an Independent Insurance Brokerage representing numerous Insurance companies for Commercial & Personal Lines Property & Casualty, Life and Health Insurance risks. The agency has a broad range of clientele. Approximately 70% of the customer base is Commercial Businesses from Retail Business Owners to Restaurants, Contractors of all trades, Professional Office Risks, Commercial Auto, Trucking, Building and Habitational Risks. VRP Insurance is a true specialist when it comes to the Marine Industry. Marinas, Boat Dealerships and other Marine related risks in the Tristate Area come to VRP Insurance Agency for its product knowledge and ability to provide comprehensive and competitive products in the marketplace.
The Personal Lines division also writes a full array of products including Auto, Homeowners, Boat, Umbrella and Life Insurance with well known Insurers that are financially stable with the most comprehensive coverage options and competitive pricing.
An Independent Advantage
We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. VRP Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.