Pimped out rides

What is a particularly stressful situation for parents? One is when their children grow up and become drivers. The stress increases as their teenagers evolve from part-time drivers of their parents' cars to full-time operators of their own vehicles.  If you are reading this and you are that parent, it is likely that you have already insured your young driver against injury or damage that...

Leave Your Worries on the Shore

  An insurance approach that is quite similar to what is used to protect cars and homes, is boat and boating property coverage!  When purchasing insurance, you are basically offered a package. By this we mean that there is more than one coverage.  The package includes coverage for physical property as well as protection against the legal and financial consequences of injuring others or damaging property that belongs...

Are you liable for summer fun?

Summer is just around the corner and when this time of the year begins, usually does many different recreational activities.  School will be out and parents will begin searching for leisure and recreational activities for their children to become involved in.  Activities can range from vacations and summer-long camps to simply purchasing new play and sports equipment or renewing membership at some sort of recreational club. Parents...

Yard Sale Season is Almost Here!

The warm weather is almost here and that means yard sale season is right around the corner! It's the sight of handmade signs sticking to telephone poles, street signs, or in spring and summer lawns that advertise nearby yard and garage sales! Usually, the merchandise that is sold is clothes, baby things,and toys.  Larger items such as exercise equipment, furniture, bedding and appliances are items...

VRP wants to discuss Renters' Insurance Needs

     Those who rent out property or live in apartments have it lucky. There is a renters policy designed especially for tenants.  Most insurance companies commonly use renters insurance to protect a tenants assets and belongings.  The policy usually covers possessions for common causes of loss, additional living expenses related to making other living arrangements, medical expenses for treating people insured on your property,...